por Jordi Mauri Solé | Jul 22, 2019 | Consumers, Conveyancing, Legal, News
Notes on the new mortgage regulations in Spain New mortgage regulations The Act 5/2019 of March the 15th 2019 of the Spanish Parliament approved the new mortgage regulations. You can check the official journal here. Its complete name is Act of real estate...
por Jordi Mauri Solé | Jul 3, 2019 | Consumers, Legal, News
The EUCJ ruling on the validity of the early cancellation stipulation on Spanish mortgages states that if when they are abusive they are void and null. Early cancellation stipulation I explained here the situation of this stipulation. I would like to remind...
por Jordi Mauri Solé | Feb 10, 2019 | Consumers, Legal, News
The EUCJ decided on the December the 21st of 2016 Ruling on some queries made by Spanish courts regarding the possibility to force the banks which applied abusive floor clauses to customers to pay back to them all the monies that the banks charged as excessive...
por Jordi Mauri Solé | Nov 4, 2018 | Consumers, Legal, News
Early Cancellation Stipulation The European Union Court of Justice’s General Attorney recommends to delcare them null and void in full. The consequence is that this stipulation do not exist. But the rest of the contract remains in force. You can read the article in...
por Jordi Mauri Solé | Oct 16, 2017 | Consumers, Insurance, Legal
This article describes two abusive banking practices with regards to the life insursances mis-sold by banks and linked to mortgages. The banks do not paid the insurance compensations. The banks do not claim either themselves as beneficiaries of those life...
